Duke PAS: Personal Assistance Service - an employee assistance program (EAP) for Duke faculty and staff

Money Management

Research studies and media reports today indicate that more and more people are experiencing financial stress which negatively impacts both work and family life. Managing money, paying bills, planning for retirement - when it comes to handling finances, it can be overwhelming. Many people report a sense of shame and embarrassment about financial problems and are not sure where to seek help.

Financial Danger Signs

Frequently feeling "stressed" about money
Frequently spending too much money
Overusing credit
Reaching the maximum limit on credit cards
Frequently late in paying bills
Receiving "overdue" notices from creditors
Receiving communications from collection agencies
Writing "bad" checks
Little or no savings for emergencies
Failing to save for the future (college, retirement)

There are several resources in the Durham and Raleigh area which can help you address your financial concerns, including budgeting, debt management, and money management counseling. Some of the resources include:

Balance Financial Fitness Program (must be a member of Duke University Federal Credit Union)	1-888-456-2227
Clearpoint Financial Solutions	1-877-877-1995 (Durham and Raleigh, toll free) 919-875-0900 (Raleigh)
Consumer Credit Counseling	821-1770 (Raleigh)
Duke University Federal Credit Union (must be a member)	684-6704