Survivor Benefits
The following benefits may be available to the surviving spouse, same-sex
spousal equivalent, or estate of an eligible employee or faculty member who dies
after retiring from Duke. Health Insurance
- Surviving spouses and dependents of deceased retirees covered under one
of Duke's health insurance plans remain eligible to participate.
- Spouses become ineligible if they remarry.
- Family members not covered at the time of the employee's death are not
eligible for health benefits.
- Dependents become ineligible if they marry and/or reach the age of 19 or
the age of 26 (if enrolled in school full-time).
Dental Insurance
- Surviving spouses and dependents of deceased retirees covered under the
group dental plan remain eligible to participate.
- Spouses become ineligible if they remarry.
- Family members not covered at the time of the employee's death are not
eligible for dental benefits.
- Dependents become ineligible if they marry and/or attain age 19, or age
26 (if enrolled in school full time).
Post Retirement Certificate: A one-time payment of $2,500 will be paid
to the surviving spouse or estate of a deceased retiree who was issued a Post
Retirement Certificate after retirement. In order to be eligible for the Post
Retirement Certificate, the employee or faculty member must have been hired
before December 1, 1974, and have participated in Duke's Group Life Insurance
Plan for ten years or longer and must have retired no earlier than age 65.
Whole Life Policy: An employee or faculty member may have converted the
$10,000 Basic Group life policy to a whole life individual policy. If the Basic
Life policy was converted, the beneficiary has several benefit payment options.
To obtain information regarding these options or to file a claim, the
beneficiary should contact Mark III Brokerage, Inc. at 1-800-532-1044.
Supplemental Life Insurance: A retired employee or faculty member may
have continued Supplemental Life coverage. After the death of the covered
retiree, the surviving spouse or other beneficiary should call 1-800-552-9670 to
file notice with the insurance broker, Marsh@Work Solutions. A claims packet
will be sent to the named beneficiary.
Universal Life: The surviving spouse or beneficiary of a deceased
employee or faculty member enrolled in the Universal Life policy should contact
the appropriate provider for information. The providers are the Holroyd Agency
at 1-800-582-1879 or North Carolina Mutual at 1-866-533-2357.
Post Retirement Life Insurance: The surviving spouse or beneficiary of a
deceased employee or faculty member enrolled in the Post Retirement Life
Insurance Plan should contact the Holroyd Agency at 1-800-582-1879 for
information.
Long Term Care Insurance: A surviving spouse currently enrolled in the Long Term Care Insurance
plan should
contact Aetna at 1-800-287-9145.
Social Security: The amount of payment to be received by a surviving
spouse will depend upon current regulations. Social Security Administration
should be notified promptly of the death of the covered employee.
Employees' Retirement Plan (ERP): The availability and amount of survivor
retirement income will depend upon the option selected by the participant at the
onset of retirement income payments.
403(b) Retirement Plans: The availability and amount of survivor
retirement income will depend upon the option selected by the participant at the
onset of retirement income payments.
Children's Tuition Grant Program: Tuition grant will continue to
qualified children of an eligible deceased employee or faculty member.
Note: It is in the best interest of the employee, retiree and their
beneficiaries to have a safety deposit box or some secure place to store all
important papers.
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