Medical Insurance

Each employee's needs are different — that's why Duke offers four different medical plans to meet the needs of you and your family:

Each medical care plan covers both pharmacy and mental health benefits. Please refer to the Medical Plans Comparison Chart and Issues to Consider for details. All of our medical plans will cover pre-existing conditions or covered services.

Need to Find a Provider?

You can get a listing of participating health care providers at the HR Information Center, 705 Broad Street, or online at:

Enrolling/Making Changes

Employees have 30 days from the date of a qualifying life event or 30 days after their hire date to enroll or make changes to their health, dental, vision, and reimbursement accounts.

Health Promotion Programs

Duke supports you and your family in practicing prevention through a broad range of health management programs that emphasize a proactive approach to improving health and preventing disease before it happens.

Tobacco Use Surcharge

This year, employees participating in open enrollment will be asked to identify if they are a tobacco user.  Starting in January 2013, Duke will charge employees covered under a Duke medical insurance plan who smoke or use other forms of tobacco an extra $10 per month. The surcharge does not apply at this time to dependents who use tobacco.

A "tobacco user" includes anyone who has used tobacco in any form more than five times in the previous two months, including oral (snuff, chewing tobacco), as well as anyone consuming nicotine in any form. The latter involves nicotine therapies (the patch, gum, etc.,) used, in the vast majority of cases, by persons trying to wean themselves from tobacco use.

Duke will remove the monthly surcharge from an employee's medical insurance if the employee successfully completes a LIVE FOR LIFE tobacco cessation program. LIVE FOR LIFE, Duke's employee wellness program, offers several free smoking cessation support options.