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HR Home >> Benefits >> Life Insurance >> Supplemental Life Insurance >> Rate Table

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LIFE INSURANCE

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Supplemental Life Insurance Rate Table

Duke University Rate Table for Active Employees, Disabled Employees, Employees on Leave of Absence, and their Spouses

The cost of insurance rates are automatically adjusted each January 1 to reflect your current age. The rates below are in effect until December 31, 2011, at which time they may be adjusted to reflect the experience of the group.

Monthly Cost of Insurance per $10,000 Coverage Unit*
-Effective January 1, 2009 to December 31, 2011-

Age of Employee/
Spousal Equivalent

Nonsmoker

Smoker

<30

$0.33

$0.43

30-34 0.44 0.55
35-39 0.56 0.70
40-44 0.73 0.92
45-49 1.12 1.42
50-54 1.68 2.13
55-59 2.90 3.66
60-64 4.71 5.96
65-69 12.43 15.69
70-74 22.62 28.55
75-79 36.78 46.45
80-84 57.16 72.17
85-89 86.64 109.37
90-94 126.54 159.75

*Use age as of the prior January 1.

Child(ren) coverage: $1.00 per $10,000 increment covers all eligible children, regardless of the number of children in the family.

 

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