Preventive care plays an important role in reducing health care expenses.
In many cases, more expensive treatments and procedures can be avoided through
regular visits to your Primary Care Physician (PCP), a healthy diet, and exercise.
LIVE FOR LIFE, Duke's employee wellness program also offers a wide range of health checks and fitness
opportunities for faculty, staff, and their families.
Coverage & Eligibility
Coverage Categories
When making your health care and dental care selections, you may choose from among the following levels of coverage:
- Individual
- Employee/Child
- Employee/Children - only available for health and vision care*
- Employee/Spouse or Employee/Same-Sex Spousal Equivalent
- Family
Your premium for coverage - including your contribution and Duke's contribution towards care
- will vary, depending on
which level of coverage you select. Your Personal Information Fact Sheet provides you with the premium amounts for each level.
*Dental care coverage does not include an Employee/Children option. You may cover any number of children in the dental
plan by choosing the Family option.
Dependent Eligibility
The following dependents are eligible for enrollment:
- Your legal spouse or same-sex spousal equivalent
- Your unmarried dependent children (includes natural children, adopted children, foster children, or children for whom you are
legal guardian up to age 19, or up to age 26 if unmarried, full-time students. DOES NOT INCLUDE grandchildren or other family members,
or children of whom you have custody)
- Your children who are mentally or physically disabled and incapable of self-support after age 19, as long as their disability
began before they turned age 19, and they were covered under a Duke health plan prior to age 19
- Employees with a handicapped dependent must contact the Benefits office for
the handicap certification form.
Your contributions for health care, dental care, and vision care are deducted from your pay on a pre-tax basis, saving you federal
income, state income, and Social Security taxes. In some circumstances, however, the federal tax law may require post-tax treatment.
* Same-sex spousal equivalents must be registered through Human Resources
by completing the forms on the Benefits Forms Page.
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